If you are injured at work or in an automobile accident, you want to ensure that you get fair compensation for your injuries. But how do you know if the insurance company isn’t trying to take advantage of you? Today, we explain how you can ensure that you get a fair compensation package for your workers’ compensation or personal injury case.
How Is Compensation Determined?
Since every case is different and the extent of injuries vary for each individual person, there’s no simple formula to determine how much compensation you should receive for your injuries. Instead, there are a number of factors that contribute towards an estimated compensation package. Some of those factors include:
- Severity of injuries
- Duration of injuries
- Will the injured party ever fully recover?
- Temporary or permanent disability rating
- Ability to perform their full job after an injury
- Retraining costs
- Medical expenses
- Pay rate at the time of injury
- Number of regular hours worked at the time of the injury
Similarly, there’s no specific compensation ranges for the same injuries. For example, the compensation package a logger might receive for losing his arm might be much bigger than the compensation an office worker would receive for losing their arm. That’s because the office worker may be able to retain their position with the help of a qualified rehabilitation consultant and workstation modifications, like voice to text typing, whereas the logger probably wouldn’t be able to hold on to their job. All of these factors influence the final compensation package.
Is This A Fair Settlement Offer?
So with all these different factors at play, how can you determine if the offer you’ve been given is fair? The easiest way to ensure that you get the best claim award is to hire an injury lawyer. Yes, you will have to pay for their services, but oftentimes they can get you a much higher award than you could on your own.
You’ll want a professional in your corner because insurance adjusters are very good at their job. A lawyer knows the best ways to refute their claims or challenge their assigned values, whereas a normal person may have no idea whether their disability rating should entitle them to $5,000 or $50,000. We’ve seen similar injuries, we know how to get expert testimony from doctors to confirm the extent of your injuries, and we’re not afraid to put up a fight against the insurance giants. They will try expedite the process and settle as quickly and as cheaply as possible, and they are banking on the fact that you just want to problem to go away so you can get back to your normal life. Unfortunately, if you don’t get a fair compensation package, you could be missing out on tens of thousands of dollars of lost income over the course of your lifetime.
To make sure you aren’t taken advantage of, contact the injury lawyers at Hey Workers. We’ll go to bat for you, and since we only get paid if you win your claim, our interests are aligned. We’ll do everything we can to get you the biggest claim award possible. Contact our office today for more information.
