If you are involved in a car accident in Minnesota, you may encounter a few different parties that will ask for a statement. You may need to talk to your insurance company, the police, a doctor and a lawyer, but what if the other driver’s insurance company reaches out for a statement after your accident? Should you take this call? In today’s blog, we explain what you should do if the other driver’s insurance company wants a statement after your automobile accident.
The Other Driver’s Insurance Company Wants A Statement
If you take nothing else from this blog, remember this – you are under no obligation to provide a statement to the other driver’s insurance company. Even if you believe there is no harm in doing so, there’s no real reason to provide a statement. Remember, the other party’s insurance company is your adversary. They aren’t looking to support you or ensure you get the compensation you deserve. They are only looking to protect themselves, limit their liability and cut down on any potential payment to you. Don’t take a call from them, and if you do answer a call only to find out you’re actually talking to the other driver’s insurance company, quickly work to end the call and cease communication. Nothing good can happen with this call, but you can do plenty of harm to your case, so just skip the conversation.
It’s also worth noting that it would be incredibly rare for you to need to talk with the other driver’s insurance company in Minnesota. Minnesota is a No Fault state, meaning that you’ll file a claim with your insurance provider in the event of an accident. Since you’ll be working with your insurance company, there’s really no good reason why the other side would want to reach out to you.
In the event your damages exceed the amount that is offered by your automobile insurance provider, it’s certainly possible that contact will need to be made with the other driver’s insurance company to notify them that you’ll be seeking additional compensation from the at-fault party. If this happens, it shouldn’t be you that needs to inform the other driver’s insurance company. Any correspondence with the other driver’s insurance company should come from your lawyer.
Your lawyer will act as the first line of defense between you and anyone seeking to limit your ability to seek fair compensation. If the other driver’s insurance company wants a statement, if your insurance company wants more information or if you are at all confused about what next steps you should take, contact your lawyer. They can provide information carefully such that it does not compromise your claim, and they can relieve you of some of the physical and mental burden associated with filing a claim. You hired a lawyer for this very reason, so let them go to work for you to help you earn an award.
At the end of the day, know that you are under no obligation to provide a statement to the other driver’s insurance company. You may need to report the injury and some details about the accident to your car insurance provider, but you can also prepare for this conversation by talking with your lawyer ahead of time. They’ll let you know what to expect and how to move forward without jeopardizing your claim.
For more information about filing a car accident claim in Minnesota, connect with the team at Hey Workers today at (844) 439-9675.
