Workers’ compensation is designed to protect workers who suffer an injury on the job, but it’s not a one-size-fits-all system. There are a number of different ways you can pursue compensation for your injuries and lost wages in Minnesota, and we want to provide a quick overview of each so you know what options are available to you. We’d also be happy to talk with you about your injury case and see how we can get you the most money possible. Here’s a look at the four types of compensation under Minnesota’s workers’ compensation system.
Types of Compensation Options
Here’s a look at the four categories of compensation following a work injury:
Wage Replacement Benefits – Wage replacement benefits, as the name implies, help the injured worker recoup money that is lost due to their injury. The three types available in Minnesota are Temporary Total Disability Benefits, Temporary Partial Disability Benefits and Permanent Total Disability Benefits. These are offered to individuals who are unable to work due to injury, or to those who earn less than they did prior to the injury as a result of their injuries. These payments are calculated at two-thirds of the employee’s gross wage or two-thirds the difference between pre-injury and post-injury pay rate.
Functional Impairment Benefits – Functional impairment benefits, also known as Permanent Partial Disability Benefits, is a payment that is made for the permanent loss or use of a body function. If a work accident resulted in the loss of three fingers or the inability to raise your right arm above your head, you can pursue functional impairment benefits. The amount of compensation you are eligible to receive is based on the PPD rating you receive from your doctor. You can receive these payments in weekly amounts or in a lump sum.
Medical Compensation – Another benefit granted to injured workers in Minnesota is their right to receive compensation for medical costs related to their work injury. An employer’s insurance company is required to pay for any and all medical expenses deemed “reasonable and necessary.” The insurance company may contest what expenses meet this threshold, but as long as your have an experienced legal team like Hey Workers at your side, we can help ensure you are paid for every single medical expense related to your injury, including but not limited to surgeries, appointments, physical therapy, medical equipment and even travel expenses to and from medical visits.
Vocational Rehab Benefits – The final type of benefit you’re entitled to under Minnesota workers’ compensation law is vocational rehabilitation benefits. These benefits are designed to assist the injured worker in returning to gainful employment. They include things like job retraining, job placement or assistance in helping the injured worker find a job that meets their new skill set. They can also cover the cost of a Qualified Rehabilitation Consultant, who can help the injured employee with all aspects of their vocational rehabilitation.
If you want to learn more about the benefits you are entitled to receive, or if you want help with your case, reach out to the experienced lawyers at Hey Workers today.